News

Central Bank publishes Credit Conditions Survey Results

13-03-2024

13 March 2024, Baku: The Central Bank of the Republic of Azerbaijan announced the results of banks’ credit activity survey for Quarter 4, 2023. The survey includes assessment of supply and demand factors for business, consumer and mortgage loans, as well as identification and assessment of banks’ risks.

 

According to the survey results, in Q4 2023 the easing of banks’ business and consumer lending policies and the increase in demand for loans continued. Banks said that they expect the easing of credit standards for all 3 portfolios in the first quarter of 2024 and the increase in demand for loans. Changes in the credit policy are constantly monitored by the Central Bank and the appropriate prudential policy is determined.

 

The results of the Credit Conditions Survey Q4 2023 are available at the following link:

 

Survey Q4 2023